We take pride in a team of highly skilled professionals who are committed to excellence. Each member brings specialized expertise and a results-driven approach, ensuring that we consistently deliver outstanding value and innovative solutions to our clients.
Deric Ned was born and raised in New York City, where early internships at two prominent Wall Street firms gave him a firsthand look at the financial industry. He quickly recognized that the high-pressure, commission-driven environment didn’t align with his values or his vision for how clients should be treated.
After relocating to California, Deric built a career in the precious metals industry, rising to become one of the top executives in the field nationally. When that company ultimately failed due to unethical practices by its leadership, it reinforced a conviction he had carried since those early days on Wall Street: integrity must be the foundation of any financial practice.
In 2021, Deric founded his own practice in Pasadena, California, specializing in retirement planning. That practice has since grown into Ridgemont Capital, a boutique firm built around structure, documentation, and personal accountability.
Having reviewed thousands of portfolios throughout his career, Deric has developed a clear understanding of what works in retirement planning and, equally important, what doesn’t. That perspective allows Ridgemont Capital to keep each client’s plan dynamic and adaptable, built to evolve as life changes.
What drives Deric most is not just connecting clients with the right professionals, but coordinating those professionals at the right time. Effective planning, like building a house, requires precise timing and collaboration. By managing those moving parts, Ridgemont Capital helps clients build a retirement plan that is structured, resilient, and personal.